Of all of the major dental plans available in the USA, there may be more California dental plans than any other. Whether it’s dental insurance or a dental discount plan, there are participating dentists in every major city, such as Los Angeles, San Francisco, San Diego, Sacramento and most others. The good news here is that because of the amount of competition in these major cities, it’s very likely that the prices for dental care are lower than they are in other areas around the country.
Although there are many dental plans to choose from in California, as a former insurance agent, I recommend what are known as “Discount Dental Plans” over traditional dental insurance. This is something that was just brought to my attention a few years ago when I was in need of a plan for my family. I was living in Arizona at the time and called up a local agent to request information about getting dental insurance.
I was completely surprised when the agent that I spoke to told me “dental insurance just doesn’t provide the coverage that it used to and it costs too much. I highly recommend that you get a discount dental plan instead”. After which, she proceeded to tell me why. Now this was something that I hadn’t dealt with a lot, as my primary focus as an insurance agent was on Life policies, even though I was licensed for Health insurance and did some work in that field. The integrity of that lady was something to remember because even though she worked on commission and could have tried to sell me a dental insurance policy, she was honest and referred me elsewhere so I could get a better plan.
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Dental discount plans aren’t insurance plans, they provide big discounts on dental care when you visit a participating dentist within their network. You simply find a participating dentist in your area, pay a low annual membership fee and you can be seen in as little as one to three days. Discounts can be as high as 50% or more. As a matter of fact, I was just looking at an example of a plan in the Los Angeles, California area, zip code 90015, and I found a plan that offers savings of $752.00 on full upper dentures! This is only one example of the savings offered.
The bottom line is that if you live in the state of California and are in need of an inexpensive California dental plan, you are in an excellent position to save big because your state has some of the lowest rates on discount dental plans in the country.Do Dental Discount Plans Really Save You Money or is Dental Insurance The Way To Go? Find Out The REAL Truth by Visiting Discount-Dental.net or by clicking on California Dental Plans . Joe Stewart is a former Life And Health Insurance Agent that now works for himself by providing solid, expert information to consumers.
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